Try changing the blending options of the layer that contains the text. Drop the shadow if you want it to blend with the background. Text usually the most complicated bit, sometimes is one hell of a challenge to blend it with everything else.
The blur is too strong, doesn't give that feeling of depth of field, it looks like the lens that took the photo wasn't properly clean.
As the scientific rational mind with an extreme sense of art that I am, my opinion is that it is bad in general. Either way it is fine for a beginner, and let me tell you, it is way better than what 90% people come up with on their first attempts. (Don't get me wrong here, it isn't ugly, I feel no repulsion by looking at it [other than the excessive blur])
By the way, unless you just want Photoshop for simple photo manipulations, like erasing the odds off a photograph, I'd recommend you to acquire artistic sensitivity first. It doesn't matter how skilled you are with photoshop, if you don't have that artistic touch you wont come up with anything decent. And Hurr Durr Haw Doo I acquier art sensibluuu, siiir? Well: draw, paint, learn techniques, contemplate art.