- No
- Not sure about getting banned, but definitely, we are having problem donating at this moment with visa debit cards.
- Permanent.
- Yes you will be able to sell it at any time.
- Buy gears, rather than bags. If you are going to play casually, go for it, but if you are planning to raid end-game, this is the list I would recommend.
<LIST>
- Cloak of the Burning Dusk (Halion 25 HC) - 24 coins
- Foreshadow Steps (Halion 25 HC) - 24 coins
- Ring of Phased Regeneration (Halion 25 HC) - 24 coins
- Bracers of Fiery Night (Halion 25 HC) - 24 coins
- Split Shape Belt (Halion 25 HC) - 24 coins
- Royal Scepter of Terenas II (Lich King 25 HC) - 24 coins
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Total : 144 coins.
The reason I recommend these pieces is that these are the pieces that are very hard to get for many players, regardless of how skilled they are.
If you donate for every single pieces, the game will be very not fun to play. If you are planning on having fun while gearing, take only those 6 from the list. They will make your game play much easier, as you won't need to go through reputation farmings to get iLvl 200 items as a holy paladin. If you donate more than those 6, the game will not be so challenging.
Save the rest for just-in-case you want to play some other classes or specs. You will have enough coins for Shadowmourne. I do not recommend Valanyr on Holy Paladin.
That's pretty much it for me too.